Our attorneys have the skills, experience and dedication needed to help families, individuals & businesses make smart, informed legal decisions in Alabama.
Storms in Alabama can cause sudden water damage that leads to mold growth. Homeowners often wonder whether they are responsible for the damage or if their insurance will provide coverage. However, the answer depends on how the mold developed and what your policy...
One of the most common tactics homeowners’ insurance companies use to reduce or deny a payout is the “pre-existing damage” argument. While this can feel like a roadblock to repairing your home, it does not automatically prevent you from recovering under your policy....
When you are dealing with damage to your home and your insurance company will not return your calls, the frustration you may understandably feel can be overwhelming. In Alabama, insurance companies are required to handle claims in good faith, which includes...
People who pay for homeowners insurance and other types of coverage generally expect support if emergencies occur. Some people invest in robust policies specifically because they worry about the financial implications of a personal emergency or an incident that...
Homeowners insurance policies serve two primary functions. These policies protect people from liability if others get hurt at their properties. Premises liability coverage can pay for medical expenses and property damage losses if a visitor falls down the stairs on...
When a pipe bursts in a home, especially in the basement, it can be both an emotional and financial nightmare. Between dealing with the immediate water damage and facing potentially costly repairs, homeowners often wonder if their insurance will cover the incident. ...
Homeowners insurance provides multiple types of protection that people usually never need. Most people never have a visitor get hurt when visiting their home, so they never file a claim against their liability coverage. Most homeowners never have a crime occur at...
Homeowner's insurance is both a form of personal protection and a financial necessity for many people. Mortgage companies generally require homeowner's insurance coverage to protect the investment they make when they fund a mortgage. Even those who have paid off their...
When it comes to safeguarding one of your most significant investments, your home, having the right insurance policy is crucial. Your home is more than just bricks and mortar; it’s a haven, a sanctuary and a representation of your dreams and aspirations. Protecting...
"Bad faith" in the context of insurance claims is a legal term used to describe a situation where an insurance company fails to fulfill its obligations to its policyholder in a fair and honest manner. At the heart of bad faith is the breach of the insurer’s duty to...
