Homeowner's insurance provides coverage that can pay when someone has to make major repairs following a fire, inclement weather or even criminal activity at a property. People invest in different amounts of coverage depending on their personal circumstances, including...
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Homeowner’s Insurance Matters
2 subtle signs the insurance company is acting in bad faith
When you purchase a home insurance policy, you are taking steps to cushion your property from financial losses should a disaster like a flood or fire happen. And if you keep your end of the bargain, by paying your premiums on time, you can have peace of mind that the...
Examples of bad faith insurance
When an insurance company acts in bad faith, they are trying to get out of paying on your policy. They are contractually obligated, since you bought the policy and expected that level of coverage when necessary. But it may be very expensive, and the company is trying...
Is a long claim processing delay a form of bad faith insurance?
If you have a mortgage on your home, the bank typically requires that you have a homeowner's insurance policy. Even if you already own your home and owe no money on it, you probably carry homeowner's insurance to protect you against losses and possible financial...
Mold can be a major issue after wind and water damage
Storms that roll through the area can cause significant damage to homes. In some cases, this can involve structural damage. It may also include damage to the roof. Because of the risk of rain seeping in, you must ensure that you get the problem corrected as quickly as...
Can you recognize when your insurance is acting in bad faith?
Floods. Fires. Winds. Mud. These are ways of life in Alabama, and homeowners have insurance to ensure they're not devastated by something beyond their control. The problem is, sometimes insurance companies fight you on what you deserve when you file a claim. The fight...
Has your insurer acted in bad faith?
You pay your insurance company money each year in exchange for peace of mind. You would likely expect them to honor their promise and pay you without complaint if you filed a claim. Yet, this doesn't always happen. Sometimes an insurer acts in bad faith. Insurers know...