Our attorneys have the skills, experience and dedication needed to help families, individuals & businesses make smart, informed legal decisions in Alabama.
When a pipe bursts in a home, especially in the basement, it can be both an emotional and financial nightmare. Between dealing with the immediate water damage and facing potentially costly repairs, homeowners often wonder if their insurance will cover the incident. ...
Homeowners insurance provides multiple types of protection that people usually never need. Most people never have a visitor get hurt when visiting their home, so they never file a claim against their liability coverage. Most homeowners never have a crime occur at...
Homeowner's insurance is both a form of personal protection and a financial necessity for many people. Mortgage companies generally require homeowner's insurance coverage to protect the investment they make when they fund a mortgage. Even those who have paid off their...
When it comes to safeguarding one of your most significant investments, your home, having the right insurance policy is crucial. Your home is more than just bricks and mortar; it’s a haven, a sanctuary and a representation of your dreams and aspirations. Protecting...
"Bad faith" in the context of insurance claims is a legal term used to describe a situation where an insurance company fails to fulfill its obligations to its policyholder in a fair and honest manner. At the heart of bad faith is the breach of the insurer’s duty to...
Filing a homeowners insurance claim can be a crucial step in recovering from unexpected damages to your property. However, navigating this process requires attention to detail to ensure a smooth and fair resolution. Making mistakes when filing your claim could lead to...
Homeowner's insurance provides coverage that can pay when someone has to make major repairs following a fire, inclement weather or even criminal activity at a property. People invest in different amounts of coverage depending on their personal circumstances, including...
When you purchase a home insurance policy, you are taking steps to cushion your property from financial losses should a disaster like a flood or fire happen. And if you keep your end of the bargain, by paying your premiums on time, you can have peace of mind that the...
When an insurance company acts in bad faith, they are trying to get out of paying on your policy. They are contractually obligated, since you bought the policy and expected that level of coverage when necessary. But it may be very expensive, and the company is trying...
If you have a mortgage on your home, the bank typically requires that you have a homeowner's insurance policy. Even if you already own your home and owe no money on it, you probably carry homeowner's insurance to protect you against losses and possible financial...
